TOP TIPS FOR SAVING A HOME DEPOSIT

2020-09-17T10:46:18+10:00September 17th, 2020|Buying, eConveyancing|

You want to buy a home. You know you need a deposit, but how much do you actually need? You’ve heard of banks lending on 5%. Is that all you need to save? Well, in some circumstances yes, but in most cases, if you don't have 20% deposit then you will be liable for expensive mortgage [...]

NSW HOME BUILDER GRANTS

2020-09-17T10:39:29+10:00September 17th, 2020|Buying, eConveyancing|

NSW Home Builder grant gives an owner occupier $25,000 as a grant to build a new home, renovate an existing home or buy an off the plan home/new home however there are important aspects of the grant you should think about before applying. TIMING & AFFORDABILITY: The contract for the build or renovation has to be [...]

FIRST HOME BUYER STAMP DUTY CONCESSIONS UPDATE

2020-09-04T09:04:47+10:00September 4th, 2020|eConveyancing|

The NSW Government recently announced that the threshold above which transfer (stamp) duty is charged on new homes for first home buyers will increase from the current $650,000 to $800,000, with the concession reducing before phasing out at $1 million. The transfer (stamp) duty threshold on vacant land will also rise from $350,000 to $400,000 and [...]

PAUSE YOUR MORTGAGE AND OTHER OPTIONS IN THE COVID-19 AGE

2020-08-13T15:13:55+10:00March 26th, 2020|eConveyancing|

We recently had some clients asking about what to do with the mortgage when wages or earnings are reduced or eliminated altogether so we sought the opinion of our local broker, Stephan Roos of Smartline. Stephan confirmed that each bank or non-bank lender will have a different policy and each will make an assessment on the client’s [...]

DO YOU REALLY NEED A WILL?

2020-08-13T15:25:58+10:00March 5th, 2020|eConveyancing|

The answer is yes!  By creating your will you exercise your personal discretion over the division of your assets.  You decide where your belongings, such as cars or jewellery should be distributed.  If you have minor children the will lets you provide for their care and you can specifically direct and dictate what assets people receive.Without [...]

FIRST HOME? BRIGHTEN UP YOUR WORLD WITH COLOUR!

2019-10-09T04:12:58+11:00October 9th, 2019|Buying, eConveyancing, Selling|

Small spaces can feel cramped and unenjoyable but you can easily and cheaply transform your world using colour! Painting is one of the cheapest ways of feeling like you have renovated without the headaches or cost. Photo by Norbert Levajsics on Unsplash Whether it’s a colour blocking with bright orange …or painting the lounge [...]

FIRST HOME BUYER SUPER SAVER SCHEME

2020-08-16T20:27:47+10:00October 8th, 2019|Buying, eConveyancing|

WHAT IS THE FHSSS? The First Home Super Saver Scheme (FHSS) is a newly introduced scheme to assist first home buyers to save for a deposit on their first home faster. CONTRIBUTIONS Superannuation is only taxed 15% so when you contribute to your super pre-tax, you save the difference between 15% and your normal tax rate [...]

3 Clever Ways to Style with Indoor Plants

2019-09-18T06:59:36+10:00September 18th, 2019|eConveyancing|

I recently bought my first indoor plants, inspired by a friend who has plants everywhere in her home.  She said they make her happy and I thought, I want some of that ! Here are some great ways to incorporate plants into your home whether you want a jungle like my friend or the odd plant [...]

We Won! Best Sole Trader for 2019!

2019-09-18T06:18:45+10:00September 18th, 2019|Buying, eConveyancing, Selling|

PARRAMATTA LOCAL BUSINESS AWARDS WINNER 2019 I was delighted to attend the awards dinner on 21 August 2019 and to our complete surpise we won the Best Sole Trader award for 2019! Thank you to all my clients who voted and to all the finalists and winners on the day!

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